Hassle-free
travel insurance
Taking care of the travel community with hassle-free travel insurance through your smartphone.
Top-notch travel cover, so
you’re free to make the most of
your time away.
Travelling safely
during the COVID-19 pandemic
• Check the Government's Green list to see the latest details.
• You should also make sure the FCDO isn't advising against travel to your destination.
• Look for the airlines and hotel booking sites that are offering flexible bookings.
• This means you can cancel for free if the FCDO's advice changes or you don't want to go.
• Most travel insurance, including ours, won't cover cancellation costs due to coronavirus.
With Pluto:
• Medical costs for up to £10m as standard, including if you catch coronavirus.
• Talk to a UK GP for free if you're ill abroad.
• Up to £3,000 baggage cover, and protection for flight delays and missed departures.
Travelling safely during the COVID-19 pandemic
A bit more about Pluto Cover
- Jargon free policies with transparent pricingExplanations in plain English, and it’s easy to tailor your cover and see instant price changes. So it’s clear what you’re buying and what you’re covered for.
- Submit claims in minutes onlineSubmit claims in less than 10 minutes, straight from your phone. We promise to do what we can to make it easy to get what you deserve.Read more about claims
- Mobile app to access cover offline and get human helpEasily access your policy and check what you’re covered for in just a few clicks. And chat to us whenever you have a question or need help.
- Talk to a UK GP for free if you’re unwell abroadGet access to free medical support through the comfort of your phone, thanks to our partner, Babylon.
Customers can access this benefit through our app or by messaging us through the website. - The best way to create
and share travel plansFree access to Pluto Pinboard – Organise everything you need for your trip in one place, easily plan trips with friends, and get inspiration from like-minded travellers.Discover Pinboard
Plus everything you’d expect from top-notch travel cover
Flexible excesses
Easily choose your excess from £0 to £250.Easy to add extras
We cover everything from gadgets to winter and adventure sports.£10m medical cover
The highest medical cover as standard, so you’re covered if you get ill or injured abroad.Group policies
Add friends or your partner to your policy and save money.Business cover
It’s simple to add cover for for travelling abroad for conferences, training, or just plain old work.Kick-ass claim payouts
Zurich Insurance paid 99% of all their claims in the UK during 2018 (across car, home, and travel).Plus everything you’d expect from top-notch travel cover
Pluto’s cover limits
This is the standard cover that we offer. It’s easy to change a lot of the limits, add more extras, and get more info when you get a quote.
Cover for you
Medical
£10m
Dental (pain relief)
£500
Legal expenses
£25k
Personal liability
£2m
Standard activities
Cover for your stuff
Baggage
up to £3k
Max claim per item
£250
Baggage delay
£100
Cover for your trip
Cancelled trip
up to £3k
Come home early
£500
Missed departure
£500
Travel delay
£20 per 6hrs
Max days per trip
45 days
Optional extras
Adventure sports
Business cover
Gadget cover
Winter sports
Zero excess
What we don’t cover
Non-UK residents
People under 18 or over 46
Pets
Intergalactic travel
A brand you can trust
- Partnered with one of the biggest insurers in EuropeZurich Insurance paid 99% of all their claims in the UK during 2018 (across car, home, and travel).
- Bank-grade encryption and regulated by the FCAThe FCA exist to protect consumers and make sure that we all play fairly.
- Top rated travel insurance provider on TrustpilotOur customers are loving Pluto and they ain’t afraid to shout about it!
Stuff people like to ask
Get covered in under a minute
- Jargon free policies with transparent pricing.
- Make claims in less than 10 minutes.
- Mobile app to access cover offline and get human help.
Jennifer
If Monzo were to do travel insurance…
If Monzo were to do travel insurance this would be it!
Oliver
Why would you go with anyone else?
The easiest and most reassuring service out there. I had to make a claim due to a delayed flight and the process was handled so quickly and professionally - but still felt extremely personal.
Mughees
How travel insurance should be!
Very straightforward and to the point. Clear references to what limits are on each of the categories. I’m looking forward to using Pluto for all of mine and my family’s travel insurance needs.